By proceeding to the payment portal and completing your purchase or financial interaction with The FinDom Collective (“the Company”), you (the Customer”) agree to the following Terms of Service (“ToS”). These terms form a binding agreement. If you do not agree to these terms, do not proceed with payment or use of our platform.
1. No Refunds or Chargebacks
1.1. All Transactions Are Final:
By completing a payment, you acknowledge and agree that all transactions are non-refundable. This includes any potential digital goods or financial interactions, whether or not a product, service, or digital delivery is ultimately provided.
1.2. Chargeback and Dispute Waiver:
You irrevocably waive all rights to initiate chargebacks, disputes, or claims against the Company through your financial institution or payment processor. Any such actions will be considered a violation of these terms.
1.3. Customer Accountability:
In the event of a chargeback, dispute, or violation of these terms, you agree to:
• Reimburse the Company for any associated costs, including but not limited to penalties, legal fees, and administrative expenses.
• Forfeit future access to the Company’s services.
2. Limitation of Liability
2.1. No Warranties:
The Company provides all offerings on an “as is” basis. The Company makes no guarantees, representations, or warranties regarding the availability, reliability, or suitability of its platform or any digital interactions.
2.2. Liability Cap:
The Company is not liable for any damages, direct or indirect, arising from your use of the platform or any transactions.
3. Privacy and Data
3.1. Limited Data Collection:
The Company does not collect or store any personal customer data, except for information related to transactions, which is retained temporarily for administrative purposes, including managing violations of these terms.
3.2. Data Usage:
By proceeding with payment, you consent to the temporary collection and use of purchase-related data solely for purposes such as account suspension or dispute resolution.
4. Arbitration and Dispute Resolution
4.1. Binding Arbitration:
Any disputes arising from these terms or your use of the platform will be resolved exclusively through binding arbitration in the State of Delaware.
4.2. No Legal Action Clause:
You waive the right to file lawsuits, claims, or other legal actions against the Company.
4.3. Individual Arbitration:
All disputes must be resolved on an individual basis. Class or collective actions are not permitted.
5. Agreement to Terms
5.1. Acceptance:
By proceeding to the payment portal, you affirm that you have read, understood, and agreed to these terms. This action constitutes legally binding electronic acknowledgment.
5.2. Modification of Terms:
The Company reserves the right to modify these terms at any time. Continued use of the platform after such modifications constitutes acceptance of the updated terms.
6. Enforcement
6.1. Proof of Agreement:
The Company maintains records of all transactions and customer agreements, which may be used to enforce these terms with payment processors or in arbitration.
6.2. Violation Consequences:
Violations of these terms may result in account suspension, transaction forfeiture, or legal action to recover damages.